Need an appraisal in Hilo or Hawaii County?

See the top seven reasons HI homeowners order from Ortiz Hawaii Real Estate Solutions, LLC:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. To reduce a mortgage payment by removing PMI
  3. To reinstate your Home Equity Line of Credit (HELOC)
  4. Verify another appraiser's report
  5. Settle an estate in HI by determining the true market value of real estate in question

Do you own a house in or near Hilo? Do you need help deciding the value of your real estate?
Contact Ortiz Hawaii Real Estate Solutions, LLC.

At Ortiz Hawaii Real Estate Solutions, LLC, we understand the special needs of a consumer in need of appraisal services. Our regular business clients get the appraisal process and the standard "products" we deliver to them. Being a consumer that most likely doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. Ortiz Hawaii Real Estate Solutions, LLC is experienced in helping consumers just like you delete unneeded and unwanted PMI insurance.


Recently got a freeze your HELOC?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. An efficient appraisal from Ortiz Hawaii Real Estate Solutions, LLC can help you reinstate your HELOC.